Principles
The Bank’s complaints policy follows the under noted principles.
- Customers must be treated fairly at all times.
- Complaints raised by customers are dealt with courtesy and on time.
- Customers are fully informed of avenues to escalate their complaints/grievances within the organization and their rights to alternative remedy, if they are not fully satisfied with the response of the Bank to their complaints.
- CDB will treat all complaints efficiently and fairly as they can damage the Bank’s reputation and business if handled otherwise.
- The Bank’s employees must work in good faith and without prejudice to the interests of the customers.
- The policy document is available on the Bank’s website.
Customer Complaints
Examples of complaints may include:
- Complaint about the level of service that is being provided;
- Dispute about instructions or execution of client orders;
- Complaint about a minor problem that becomes repetitive;
- Complaint about excessive or incorrect charges;
- Allegations of bad faith, malpractice or impropriety.
For redressal of issues customers may contact us as follows:
- In person
- At any CDB Branch - By phone
- Contact one of our dedicated staff at+16195357380 - In writing
- By e-mail at complaints@cdbcredit.com
- By mail at Alpha House, 50 Arch. Makarios III Ave., CY-1065 Nicosia, P.O. Box 21415, CY-1508 Nicosia, Cyprus
- By fax at +16195357356
Handling a complaint
You have the right to register a complaint if you are not satisfied with the services provided by the Bank. You can give your complaint in writing, verbally or over the telephone. A complaint register is maintained by the Bank.
The Bank will acknowledge in writing the receipt of your complaint within 3 working days from the date the complaint was received.
Within 10 working days of written acknowledgment, the Bank will provide you with a formal response in writing. If this is not possible (e.g. due to the nature of the complaint), a progress report will be sent to you with an indication of when you can expect a final response. Our focus would remain on the quality and completeness of the response, with speed of delivery being an important but not overriding factor.
If the complaint is not resolved within the given time or if you are not satisfied with the solution, you can approach the Banking Ombudsman with your complaint or other legal avenues available for grievance redressal.
Banking Ombudsman Scheme
If you do not receive a response from us within one month after we have received the complaint, or if you are not satisfied with the reply given by us, you may approach the Banking Ombudsman. The details of the Banking Ombudsman Scheme, as well as the contact details of the Ombudsman, are available on http://www.financialombudsman.gov.cy.
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